We’re redefining the lending experience.
Securing the right finance shouldn’t be complicated. At No Cap Finance, we provide clarity, options, and confidence for every client. Our team works directly with a wide range of lenders to deliver tailored solutions that fit your goals — quickly, transparently, and without unnecessary jargon.
Your Path to Property Success.
Explore how No Cap Finance can help you reach your property and investment goals. From first homes to commercial ventures and SMSF lending, our tailored finance solutions are designed to simplify the process and deliver real results.
Solutions That Deliver Results.
We provide tailored finance solutions designed around your goals. With access to a wide range of lending options and a focus on transparency, flexibility, and outcomes. Our team make the process simple and straightforward — helping you make confident decisions and achieve more than you thought possible.
“Our goal is to help everyday Australians move forward with confidence — no confusion, no hidden agendas, just smart finance done right.”
Juan Barona, Director
Finance Solutions
We provide tailored finance solutions designed around your goals. With access to a wide range of lending options and a focus on transparency, flexibility, and outcomes, we make the process simple and straightforward — helping you make confident decisions and achieve more than you thought possible.
First Home
From pre approval to settlement, we guide you through every step, ensuring you secure the right loan structure and lender for your needs.
Owner Occupied
When it’s your home, every detail matters. We take the time to understand your goals and match you with lending solutions that support your lifestyle and long-term plans.
Investment
Building wealth through property requires strategy, not guesswork. We work with a wide network of lenders to help you expand your portfolio with confidence.
SMSF
Leverage the power of your super to build long-term wealth through property. From setup to settlement, we ensure the process is seamless, transparent, and structured for success.
Construction
Building your dream home or investment project starts with the right financial foundation. We structure your loan to suit each stage of the build — keeping funds flowing and your project on track from start to finish.
Commercial
Whether you’re purchasing, refinancing, or expanding, we provide strategic finance solutions for commercial ventures of all sizes. With access to a diverse panel of lenders and an in-depth understanding of business finance.
Client Feedback
“Juan absolutely nailed it. Fast, transparent, and strategic.”
“I can’t thank them enough for their outstanding support throughout our home loan journey”
“Was always there to support, inform and guide us through the journey.”
Why Work With Us?
Expertise Across Every Property Type: From residential and commercial to investment and SMSF lending, we have the knowledge to guide you confidently.
Clear, Transparent Processes: No jargon, no hidden fees — just straightforward guidance at every step.
Tailored Strategies for Your Goals: Every solution is designed around your unique circumstances and aspirations.
Nationwide Reach, Local Insight: Wherever you are in Australia, we combine broad lender access with deep local market knowledge.
Got Questions?
We’ve answered some of the questions we hear most from clients. If you don’t see what you’re looking for, our team is always ready to help — just reach out and we’ll guide you through your options with clarity and confidence.
What does “No Cap” mean?
It’s more than just a name — it’s our philosophy. No Cap means no jargon, no fluff, and no hidden agendas. We believe in clear, honest guidance that cuts through the noise. But it also means no limits — no cap on what you can achieve with the right strategy and the right finance partner behind you.
What kind of finance can you help with?
Pretty much anything with bricks, dirt, or opportunity behind it. From first homes to investment portfolios, commercial properties, SMSF lending, and construction projects — we design finance strategies built for growth.
Are you independent?
Yes. We work for our clients, not the banks. That means our only agenda is finding the loan that fits your goals — not the one that fits a sales quota.
Do I need a huge deposit to buy a property?
Not always. Depending on your situation, we can often secure finance with as little as 5–10% deposit — and in some cases, less. We’ll break down your options, including how to avoid or reduce LMI, without the confusing jargon.
Do you only help people buying homes?
Not at all. We also help clients finance commercial properties, expand investment portfolios, refinance for better deals, and even fund construction or development projects. If it involves finance, we’re in your corner.
Where are you based?
Our team is based on the Gold Coast — but that doesn’t mean you have to be. We work with clients right across Australia. Whether you’re in Sydney, the Sunshine Coast, or somewhere in between, we make it easy to connect via Zoom, phone, or in person.
The Straight Talk Promise
“We’ll tell you what you can do — not what you can’t. Every strategy we build is backed by honesty, experience, and a genuine drive to get you where you want to be.”
Start the Conversation
Have questions or ready to explore your finance options? Fill out the form and our team will be in touch to help you get moving.
